Tax credits are payments from the government. If you’re responsible for at least one child (under the age of 16) or young person (under the age of 20 in education/training) who normally lives with you, you may qualify for Child Tax Credit. If you work, but earn low wages, you may qualify for Working Tax Credit.

Who can get tax credits?

Nine out of ten families with children get tax credits, but you don’t need to have children to qualify. You may also qualify if you are working and earning a low wage.

How much do you get?

The amount of tax credits you get depends on the following:

  • How many children you have living with you
  • Whether you work and how many hours you work
  • Your income
  • If you pay for childcare
  • If you or any child living with you has a disability
  • If you’re aged 50 plus and are coming off benefits


How tax credits work

If you’re married or living with a partner you’ll need to make a joint claim for tax credits. You can only make a single claim if you don’t have a partner.

The Tax Credit Office pay tax credits directly into your bank, building society, Post Office account or National Savings account if it accepts Direct Payment either weekly or every four weeks.

Who will receive the payments?

If you’re both working and you both qualify for Working Tax Credit, you can decide who’ll get the payments. If you’re claiming Child Tax Credit as a couple you need to decide which one of you is the children’s main carer. If you’re the main carer then the money will be paid to you.

Tax Credit Helpline on 0345 300 3900 or textphone 0345 300 3909